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Terms and conditions
This site is owned and operated by We Protect which is a trading name of Select AFSL Pty Limited ABN 34 151 931 618, Australian Financial Services Licence 408647 of PO Box 1192, Chatswood NSW 2057. Your access to this site is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document. Your use of, and/or access to, this site constitutes your agreement to be bound by these general conditions. We Protect reserves the right to amend these general conditions at any time.
The materials displayed on this site including without limitation all information, text, materials, graphics, software, advertisements, names, logos and trademarks (if any) on this site ("Content") are protected by copyright, trademark and other intellectual property laws unless expressly indicated otherwise. You must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this content in any way except as expressly authorised in writing by We Protect.

You may view this site using your web browser and save an electronic copy, or print out a copy, of parts of this website solely for your own information, research or study, but only if you keep all content intact and in the same form as presented on this site (including without limitation all copyright, trademark and other proprietary notices and all advertisements). You must not use this site or the information on this site in any manner or for any purpose which is unlawful or in any manner which violates any right of We Protect or which is prohibited by the general conditions.
This site may contain links to third party sites. These linked websites are not under the control of We Protect and We Protect is not responsible for the content of any linked website or any hyperlink contained in a linked website. We Protect provides these hyperlinks to you as convenience only and the inclusion of any link does not imply any endorsement of the linked website by We Protect. A link made to any such website is entirely at your own risk.
The information contained on this site is provided by We Protect in good faith. The information is derived from sources believed to be accurate and current as at the date indicated in the respective sections of this site. Neither We Protect nor any of its directors or employees give any representation or warranty as to the reliability, accuracy or completeness of the information, nor do they accept any responsibility arising in any way (including by negligence) for errors in, or omissions from, the information.

To the maximum extent permitted by law, neither We Protect (including its associated companies), nor its directors or employees, accept any responsibility, or will be liable in any way, for any loss or damage suffered through the use of, access to, failure of or any problems with, this website.
Any information given in this website is general information only and does not take into account your personal objectives, needs or financial situation. It is important that before you make a decision about purchasing or retaining an insurance product offered by We Protect, that you read the relevant Product Disclosure Statement or speak to your financial adviser to ensure the insurance is right for you.
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We Protect products are issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484 and are distributed and promoted by We Protect which is a trading name of Select AFSL Pty Limited ABN 34 151 931 618, Australian Financial Services Licence 408647 of PO Box 1192, Chatswood NSW 2057. This website provides general product information only. Please refer to the relevant Product Disclosure Statement before you decide to take out a We Protect product.